Commercial Credit Internship - Summer 2027 - Charlotte

Fifth Third Bank

Hours: Full time
Where: Charlotte, NC
Apply by: End Date: October 3, 2026
Posted: Sep 2

Make banking a Fifth Third better®

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Early Career Intern provides support as directed through assignments within a line of business or division while receiving exposure to the broader organization. Interns integrate into the organization through day-to-day activities and project work. Interns operate as team members on larger initiatives, but also work independently on smaller projects and tasks.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.

What you'd do

Can complete the credit underwriting process on their own with some revision / oversight
Demonstrate ability to assess credit risk using financial statement analysis, cash flow analysis, industry analysis, collateral analysis, guarantor analysis and loan structure analysis via Credit Authorization Memo.
Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
Accountable for updating financial covenants as needed
Run Probability of Default (PD) model with oversight
Partner with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed”
Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team.
Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight
Create high-impact presentation materials using PowerPoint, Excel, Word and other relevant software programs.
Understand and utilize complex financial models to build projections

Starts: 2026-08-18