As an AI Research Intern, your mandate is to research and prototype foundation models, both transformer-based and graph-based, applied to OnePay's customer, transaction, and merchant data. You'll work on real modeling problems and build a working prototype that demonstrates the approach. This role will impact OnePay's vision by providing a remarkable customer experience, driving positive business outcomes, and improving operational efficiency. You will work closely with the product, engineering and applied science team(s) working across all business units. This role reports to the Head of AI/ML.
This role is responsible for:
What you'd do
- Final-Year Graduate Student: You’re in the final year of a master’s or PhD program, expected to graduate in Fall 2027 or Spring 2028, majoring in Engineering or a related field.
- Deep Learning Fundamentals: You have a strong grasp of how neural networks work under the hood, including backpropagation, attention, embeddings, optimization, and training dynamics.
- You've implemented, trained, or fine-tuned models yourself through research, coursework, or personal projects, and you're comfortable working in PyTorch or an equivalent framework.
- Prior Experience: You've completed at least one previous internship in research, machine learning, or software engineering, or have built substantial personal or academic projects you're excited to talk through.
- Availability: This is a full-time, 8-week program running June 21 - August 13, 2027. You are available to work in our New York City office at least 3-4 days a week throughout.
- Proactive & Collaborative Attitude: You have an act-like-an-owner mentality, thrive in a fast-moving environment, and enjoy working with others to achieve collective goals.
- Critical Thinking & Problem-Solving Skills: You enjoy tackling complex challenges, analyzing problems, and developing solutions. Clear communication of ideas is one of your strengths.
- Organized & Detail-Oriented: You’re a keen listener with strong organizational skills, capable of managing multiple tasks efficiently.
- Excited to Learn & Grow: You are passionate about being part of a rapidly growing start-up and look forward to expanding your skills in a real-world setting.
- Program runs June 21 - August 13, 2027 (8 weeks, full-time, in our NYC office)
- We review applications and conduct interviews on a rolling basis as they come in
What you get
- Early access to a high potential, high growth fintech
- Hands on experience building product ready to ship
- Beautiful NYC SoHo Office
- Professional development and team social outings
About ONE Finance · Data
OnePay is the consumer fintech trusted by millions of Americans to make money better.
Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.
We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place.