Come join one of America’s fastest-growing insurance companies. Since 1848, National Life Group has aimed to keep our promises, providing families with stability in good times and in bad. Throughout that history, we have provided peace of mind to those families as they plan their futures.
Our mission extends beyond the insurance and annuities policies that we offer. We strive to make the world a better place through our grants from our charitable foundation, paid volunteer time for our employees, environmentally sustainable and healthy workplaces, and events that promote the work of nonprofits in our own backyard.
We foster a collaborative environment with opportunities for growth and encourage our associates to live our values: Do good. Be good. Make good.
What you'd do
- Analyze and underwrite commercial mortgage loan opportunities, including cash flow modeling and debt sizing.
- Build and maintain financial models (cash flow projections, IRR, NPV, sensitivity analyses).
- Evaluate investments across property types, including multifamily, industrial, retail, office, and niche sectors.
- Assess key credit metrics such as DSCR, LTV, and debt yield.
- Perform sensitivity analysis on interest rates, vacancy, and exit assumptions.
- Support loan structuring, including amortization, covenants, reserves, and pricing.
- Review third-party reports (appraisals, engineering, environmental, sponsor analysis).
- Analyze leases, operating statements
- Coordinate with legal, appraisal, and internal stakeholders throughout the closing process.
- Assist in preparation of credit memos and investment committee materials.
What they want
- Bachelor’s degree in Finance, Real Estate, or related field and 2 or more years of related experience.
- Strong Excel skills, including pivot tables and financial functions, including NPV.
- Experience with financial modeling and underwriting.
- Understanding of real estate fundamentals and capital structures.
- Demonstrated understanding of capital market dynamics and pricing.
- Knowledge of, and experience in, structuring positions with the capital stack and relative value.
- Strong analytical, research, and problem-solving skills.
- Effective written and verbal communication skills.
- Results-oriented with strong attention to detail.
- Able to manage multiple priorities in a fast-paced environment.
What you get
- Your benefits start day one and are flexible and customizable to your and your family’s specific needs. Check out the BENEFITS of a Career at National Life!
About National Life · 5101 - 5051010
NLG Capital, the investment management company of NLG, manages approximately $40+ billion in AUM. Our purpose is simple – to allow NLG to keep its promises. How we do this – an obsessive focus on delivering investment results. We drive results through a rigorous but collaborative investment process, and we hold ourselves to the highest of standards, both as investors and teammates.